AI-native insurance brokerage

Insurance built for
AI-first startups

KOVA ingests data from your AI agent and builds a bespoke insurance plan in minutes — not months.

0+
Risk factors analyzed
0+
Insurance carriers
<0 min
Time to assessment
0/7
AI availability
Process

How it works

Three steps from raw data to bindable coverage.

01

Connect your AI agent

Your AI agent sends structured data — tech stack, usage patterns, compliance posture, and more. One API call is all it takes.

02

Instant risk profile

KOVA's AI engine analyzes 50+ risk factors across AI liability, cyber exposure, and regulatory compliance in real time.

03

Bespoke insurance plan

We build a tailored policy package and negotiate with 6+ carriers simultaneously — priced for your actual risk.

Capabilities

Built different

Traditional brokers weren't built for AI risk. KOVA is.

Agent-to-agent intake

Your AI agent sends structured data via our API. No forms, no waiting, no human bottleneck.

AI-powered risk scoring

We analyze your website, privacy policy, tech stack, and compliance posture automatically.

AI liability coverage

Purpose-built policies for model errors, hallucinations, data breaches, and algorithmic harm.

Multi-insurer quoting

We submit to 6+ carriers simultaneously and compare quotes side by side — you pick the best.

Compliance analysis

Automatic analysis of SOC 2, GDPR, HIPAA signals from your website and documents.

AI negotiation engine

Our AI negotiates with carriers on your behalf to get the best terms and pricing.

Agent-to-Agent API

One API call.
Full risk profile.

Your AI agent sends company data. KOVA returns a complete risk assessment with recommended policies. No humans needed for intake.

ClaudeChatGPTLangChainCrewAI
Terminal
# Your AI agent sends one POST request
curl -X POST https://kova.flashinsure.ai/api/agent-intake \
-H "Content-Type: application/json" \
-d '{
"company": "Acme AI",
"industry": "SaaS",
"employees": 25,
"website": "https://acme.ai"
}'
→ Returns: risk score, findings, policies, assessment URL

Ready to get covered?

Connect your AI agent or use our manual intake.Either way, you'll have a quote in minutes.